/* CSS RESET & NORMALIZE */
html, body, div, span, applet, object, iframe,
h1, h2, h3, h4, h5, h6, p, blockquote, pre,
a, abbr, acronym, address, big, cite, code,
del, dfn, em, img, ins, kbd, q, s, samp,
small, strike, strong, sub, sup, tt, var,
b, u, i, center,
dl, dt, dd, ol, ul, li,
fieldset, form, label, legend,
table, caption, tbody, tfoot, thead, tr, th, td,
article, aside, canvas, details, embed, 
figure, figcaption, footer, header, hgroup, 
main, menu, nav, output, ruby, section, summary,
time, mark, audio, video {
  margin: 0;
  padding: 0;
  border: 0;
  font-size: 100%;
  font: inherit;
  vertical-align: baseline;
  box-sizing: border-box;
}
html {
  box-sizing: border-box;
  font-size: 16px;
}
*, *:before, *:after {
  box-sizing: inherit;
}
article, aside, details, figcaption, figure, 
footer, header, hgroup, main, menu, nav, section {
  display: block;
}
body {
  line-height: 1.5;
  background: #F6F7F9;
  color: #1A3965;
  font-family: 'Roboto', Arial, Helvetica, sans-serif;
  min-height: 100vh;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}
ul, ol {
  list-style: none;
  margin: 0;
  padding: 0;
}
a {
  color: #1A3965;
  text-decoration: none;
  transition: color .18s;
}
a:hover, a:focus {
  color: #C9AC6D;
}
img {
  max-width: 100%;
  height: auto;
  display: inline-block;
}

/* Brand Fonts */
@import url('https://fonts.googleapis.com/css?family=Montserrat:600,700|Roboto:400,500,700&display=swap');

h1, h2, h3, h4, h5, h6 {
  font-family: 'Montserrat', 'Roboto', Arial, Helvetica, sans-serif;
  font-weight: 700;
  color: #1A3965;
  letter-spacing: 0.01em;
}
h1 {
  font-size: 2.5rem;
  margin-bottom: 24px;
  line-height: 1.15;
}
h2 {
  font-size: 2rem;
  margin-bottom: 20px;
  line-height: 1.18;
}
h3 {
  font-size: 1.35rem;
  margin-bottom: 14px;
  line-height: 1.2;
}
h4, h5, h6 {
  font-size: 1rem;
  margin-bottom: 12px;
}
p, li, blockquote {
  font-size: 1rem;
  margin-bottom: 16px;
  color: #1A3965;
}
strong {
  font-weight: 700;
}
blockquote {
  font-style: italic;
  padding-left: 1.5em;
  border-left: 4px solid #C9AC6D;
  margin-bottom: 24px;
  background: #f9f9fb;
}

/* Container */
.container {
  width: 100%;
  max-width: 1192px;
  margin: 0 auto;
  padding: 0 20px;
  display: flex;
  flex-direction: column;
}

.content-wrapper {
  width: 100%;
  display: flex;
  flex-direction: column;
  gap: 28px;
}

/* Header */
header {
  width: 100%;
  background: #fff;
  border-bottom: 1px solid #e5eaf1;
  position: sticky;
  top: 0;
  z-index: 50;
}
header .container {
  min-height: 72px;
  display: flex;
  align-items: center;
  flex-direction: row;
  justify-content: space-between;
}
header nav {
  display: flex;
  gap: 18px;
  align-items: center;
}
header nav a {
  font-family: 'Roboto', Arial, Helvetica, sans-serif;
  font-weight: 500;
  font-size: 1rem;
  padding: 8px 0;
  border-radius: 4px;
  transition: color .18s, background .18s;
}
header nav a.cta-primary {
  background: #1A3965;
  color: #fff;
  padding: 10px 26px;
  font-family: 'Montserrat', 'Roboto', Arial;
  font-weight: 600;
  border-radius: 32px;
  font-size: 1.05rem;
  transition: background .2s;
}
header nav a.cta-primary:hover {
  background: #C9AC6D;
  color: #1A3965;
}

header .mobile-menu-toggle {
  display: none;
  background: none;
  border: none;
  font-size: 2rem;
  color: #1A3965;
  cursor: pointer;
  transition: color .18s;
  padding: 8px 14px;
  border-radius: 6px;
}
header .mobile-menu-toggle:focus {
  outline: none;
  color: #C9AC6D;
}

/* Mobile Menu */
.mobile-menu {
  position: fixed;
  left: 0; top: 0; right: 0; bottom: 0;
  background: rgba(26, 57, 101, .92);
  z-index: 200;
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  transform: translateX(-100%);
  transition: transform .36s cubic-bezier(.7,0,.3,1);
  padding: 0;
}
.mobile-menu.open {
  transform: translateX(0);
  box-shadow: 2px 0 18px rgba(28,36,58,.18);
}
.mobile-menu-close {
  margin: 22px 0 12px 24px;
  background: none;
  border: none;
  font-size: 2rem;
  color: #fff;
  cursor: pointer;
  align-self: flex-start;
  transition: color .2s;
}
.mobile-menu-close:hover, .mobile-menu-close:focus {
  color: #C9AC6D;
}
.mobile-nav {
  display: flex;
  flex-direction: column;
  gap: 18px;
  width: 100%;
  padding-left: 32px;
  margin-top: 20px;
}
.mobile-nav a {
  color: #fff;
  font-size: 1.1rem;
  padding: 14px 4px;
  border-radius: 4px;
  font-family: 'Montserrat', Arial, Helvetica, sans-serif;
  font-weight: 600;
  transition: background .18s, color .18s;
}
.mobile-nav a:hover, .mobile-nav a:focus {
  background: #C9AC6D;
  color: #1A3965;
}

/* Main Wrapper */
main {
  width: 100%;
  display: flex;
  flex-direction: column;
  margin-bottom: 60px;
}

section {
  margin-bottom: 60px;
  padding: 40px 20px;
}

@media (max-width: 768px) {
  section {
    padding: 32px 6px;
    margin-bottom: 38px;
  }
}

/* Hero Section */
.hero {
  background: linear-gradient(98deg, #e8ecf3 70%, #fff 100%);
  border-radius: 0 0 28px 28px;
  box-shadow: 0 6px 30px -18px #1a396522;
}
.hero .container {
  min-height: 320px;
  display: flex;
  flex-direction: column;
  justify-content: center;
}
.hero h1 {
  font-size: 2.4rem;
  color: #1A3965;
}
.hero p {
  max-width: 525px;
  font-size: 1.15rem;
  color: #223651;
}
.hero .cta-primary {
  margin-top: 22px;
}

@media (max-width: 600px) {
  .hero h1 {
    font-size: 1.5rem;
  }
  .hero .container {
    min-height: 210px;
  }
}

/* Features / Cards */
.features-grid, .process-steps, .testimonials, .faq-preview {
  display: flex;
  flex-wrap: wrap;
  gap: 24px;
  align-items: flex-start;
}
.features-grid > div,
.process-steps > div,
.faq-preview > div {
  background: #fff;
  border-radius: 16px;
  box-shadow: 0 3px 18px -8px #1a396515;
  padding: 28px 22px 18px 22px;
  flex: 1 1 240px;
  min-width: 195px;
  max-width: 340px;
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  margin-bottom: 20px;
  transition: box-shadow .22s, transform .18s;
}
.features-grid > div:hover,
.process-steps > div:hover,
.faq-preview > div:hover {
  box-shadow: 0 6px 30px -8px #1A396533;
  transform: translateY(-5px) scale(1.025);
}
.features-grid img, .process-steps img {
  height: 48px;
  margin-bottom: 8px;
}
.features-grid h3, .process-steps h3 {
  color: #1A3965;
  font-size: 1.22rem;
  margin-bottom: 10px;
}
.features-grid p, .process-steps p {
  color: #21384F;
  font-size: 1rem;
}

@media (max-width: 900px) {
  .features-grid, .process-steps, .testimonials {
    gap: 16px;
  }
  .features-grid > div, .process-steps > div {
    min-width: 180px;
    max-width: 100%;
  }
}
@media (max-width: 600px) {
  .features-grid, .process-steps, .testimonials {
    flex-direction: column;
    gap: 14px;
  }
  .features-grid > div, .process-steps > div {
    min-width: 0;
    width: 100%;
    padding: 18px 12px 12px 12px;
  }
}

/* Testimonials */
.testimonials {
  display: flex;
  flex-wrap: wrap;
  gap: 24px;
  margin-bottom: 4px;
}
.testimonial-card {
  background: #fff;
  border-radius: 16px;
  box-shadow: 0 3px 18px -8px #1a396515;
  padding: 20px 26px 18px 24px;
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 20px;
  margin-bottom: 20px;
  max-width: 430px;
  min-width: 200px;
  transition: box-shadow .18s, transform .14s;
  color: #1A3965;
}
.testimonial-card .star-ratings {
  color: #C9AC6D;
  font-size: 1.18rem;
  letter-spacing: 2px;
  font-family: 'Montserrat', Arial, Helvetica, sans-serif;
  font-weight: 700;
}
.testimonial-card p {
  margin-bottom: 0;
  color: #1A3965;
  font-size: 1.05rem;
  line-height: 1.6;
}
.testimonial-name {
  font-style: normal;
  font-size: .98rem;
  font-weight: 600;
  color: #516391;
}
.testimonial-card:hover {
  box-shadow: 0 7px 30px -10px #1A396533;
  transform: translateY(-3px) scale(1.018);
}

@media (max-width: 900px) {
  .testimonials {
    gap: 12px;
  }
  .testimonial-card {
    max-width: 100%;
    width: 100%;
    padding: 15px 6px 12px 12px;
  }
}

/* Section / Card Spacing Patterns */
.card-container {
  display: flex;
  flex-wrap: wrap;
  gap: 24px;
}
.card {
  margin-bottom: 20px;
  position: relative;
  background: #fff;
  border-radius: 12px;
  box-shadow: 0 3px 16px -6px #1a39650D;
  padding: 18px 18px 12px 18px;
  display: flex;
  flex-direction: column;
}

.content-grid {
  display: flex;
  flex-wrap: wrap;
  gap: 20px;
  justify-content: space-between;
}
.text-image-section {
  display: flex;
  align-items: center;
  gap: 30px;
  flex-wrap: wrap;
}
@media (max-width: 768px) {
  .text-image-section {
    flex-direction: column;
    gap: 18px;
    align-items: flex-start;
  }
  .content-grid {
    flex-direction: column;
    gap: 12px;
  }
}

.feature-item {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 15px;
}

/***** Text Section *****/
.text-section {
  font-size: 1rem;
  color: #1A3965;
  margin-bottom: 16px;
  display: flex;
  flex-direction: column;
  gap: 12px;
}
.text-section ul {
  margin: 6px 0 10px 20px;
  padding: 0;
  list-style: disc inside;
  color: #1A3965;
}
.text-section ul li {
  margin-bottom: 9px;
  font-size: 1rem;
}
.text-section a.cta-secondary {
  align-self: flex-start;
}
.contact-section li {
  display: flex;
  align-items: center;
  gap: 6px;
  margin-bottom: 8px;
}
.contact-section a {
  color: #1A3965;
  text-decoration: underline;
}
.contact-section a:hover {
  color: #C9AC6D;
}

/***** Buttons CTA Primary & Secondary *****/
.cta-primary, .cta-secondary {
  appearance: none;
  border: none;
  font-family: 'Montserrat', 'Roboto', Arial, Helvetica, sans-serif;
  font-weight: 600;
  border-radius: 32px;
  font-size: 1.06rem;
  letter-spacing: .01em;
  cursor: pointer;
  display: inline-block;
  transition: background .18s, color .18s, box-shadow .16s;
  padding: 12px 32px;
  box-shadow: 0 2px 6px -3px #1a396522;
}
.cta-primary {
  background: #1A3965;
  color: #fff;
  border: 2px solid #1A3965;
}
.cta-primary:hover, .cta-primary:focus {
  background: #C9AC6D;
  color: #1A3965;
  border-color: #C9AC6D;
  box-shadow: 0 5px 20px -5px #C9AC6D22;
  text-decoration: none;
}
.cta-secondary {
  background: #fff;
  color: #1A3965;
  border: 2px solid #1A3965;
}
.cta-secondary:hover, .cta-secondary:focus {
  background: #F6F7F9;
  color: #1A3965;
  border-color: #C9AC6D;
  box-shadow: 0 5px 20px -5px #1A396522;
  text-decoration: none;
}

/* FAQ Styles */
.faq-list > div {
  margin-bottom: 22px;
  background: #fff;
  border-radius: 10px;
  box-shadow: 0 3px 15px -8px #1a396510;
  padding: 18px 16px 14px 20px;
  display: flex;
  flex-direction: column;
  gap: 4px;
}
.faq-list h3 {
  color: #1A3965;
  font-size: 1.15rem;
}
.faq-list p {
  margin-bottom: 0;
}

/***** Callout *****/
.callout-text {
  background: #1A3965;
  color: #fff;
  font-size: 1.05rem;
  font-weight: 600;
  border-radius: 10px;
  padding: 18px 28px;
  margin: 18px 0 0 0;
  box-shadow: 0 2px 10px -4px #1A396522;
}

/***** Footer *****/
footer {
  background: #232B39;
  color: #f6f7f9;
  padding: 34px 0 18px 0;
  box-shadow: 0 -2px 22px -10px #1a396530;
  width: 100%;
}
footer .container {
  flex-direction: column;
  align-items: flex-start;
  gap: 18px;
}
footer nav {
  display: flex;
  gap: 24px;
  flex-wrap: wrap;
  margin-bottom: 12px;
}
footer nav a {
  color: #C9AC6D;
  font-size: 1rem;
  padding: 7px 1px;
  font-family: 'Roboto', Arial, Helvetica, sans-serif;
  text-decoration: underline;
  transition: color .16s;
}
footer nav a:hover {
  color: #fff;
}
footer .contact-footer {
  display: flex;
  flex-wrap: wrap;
  gap: 18px;
  align-items: center;
  font-size: .95rem;
  color: #f6f7f9;
  margin-top: 10px;
}
footer .contact-footer img {
  width: 17px;
  height: 17px;
  vertical-align: middle;
  margin-right: 6px;
  filter: brightness(1.4);
}
footer a img {
  margin-bottom:10px;
}

/* Map Placeholder Section */
.map-placeholder {
  background: #F6F7F9;
  padding: 2em;
  text-align: center;
  border-radius: 8px;
  color: #1A3965;
  font-size: 1.1rem;
}

/***** Cookie Consent Banner *****/
.cookie-banner {
  position: fixed;
  left: 0;
  right: 0;
  bottom: 0;
  z-index: 300;
  background: #fff;
  color: #1A3965;
  box-shadow: 0 -2px 18px -7px #1a396511;
  padding: 20px 20px 12px 20px;
  display: flex;
  flex-direction: column;
  align-items: stretch;
  gap: 18px;
  font-size: 1rem;
  transition: transform .23s cubic-bezier(.7,0,.3,1), opacity .16s;
  opacity: 1;
  transform: translateY(0);
}
.cookie-banner.hidden {
  opacity: 0;
  pointer-events: none;
  transform: translateY(30px);
}
.cookie-banner-buttons {
  display: flex;
  gap: 18px;
  flex-wrap: wrap;
  margin-top: 4px;
}
.cookie-banner .cta-primary, .cookie-banner .cta-secondary {
  border-radius: 32px;
  min-width: 140px;
  padding: 11px 18px;
  font-size: .98rem;
}
.cookie-banner .cta-secondary {
  background: #fff;
  color: #1A3965;
  border: 2px solid #1A3965;
}
.cookie-banner .cta-secondary:hover {
  background: #F6F7F9;
  color: #1A3965;
  border-color: #C9AC6D;
}

/***** Cookie Settings Modal *****/
.cookie-modal-overlay {
  position: fixed;
  top:0; left:0; right:0; bottom:0;
  z-index: 400;
  background: rgba(26,57,101,0.65);
  display: flex;
  align-items: center;
  justify-content: center;
  pointer-events: auto;
  opacity: 1;
  transition: opacity .22s, pointer-events 0s;
}
.cookie-modal-overlay.closed {
  opacity: 0;
  pointer-events: none;
}
.cookie-modal {
  background: #fff;
  border-radius: 18px;
  padding: 38px 26px 24px 26px;
  max-width: 410px;
  width: 92vw;
  box-shadow: 0 8px 35px -10px #1a396542;
  display: flex;
  flex-direction: column;
  gap: 14px;
  color: #1A3965;
  animation: cookie-modal-in .3s cubic-bezier(.39,.5,.3,1) both;
}
@keyframes cookie-modal-in {
  0% { opacity: 0; transform: scale(.94) translateY(40px); }
  100% { opacity: 1; transform: scale(1) translateY(0); }
}
.cookie-modal h2 {
  font-size: 1.25rem;
  margin-bottom: 12px;
}
.cookie-modal .cookie-category {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 8px;
  font-size: 1rem;
}
.cookie-modal label {
  font-weight: 500;
}
.cookie-modal .description {
  font-size: .96rem;
  color: #4A5A77;
  margin-bottom: 6px;
}
.cookie-modal-buttons {
  display: flex;
  gap: 18px;
  margin-top: 8px;
  flex-wrap: wrap;
}
.cookie-toggle {
  width: 40px;
  height: 24px;
  background: #e2e8f1;
  border-radius: 16px;
  position: relative;
  border: none;
  cursor: pointer;
  outline: none;
  transition: background .22s;
}
.cookie-toggle:before {
  content: '';
  display: block;
  width: 18px;
  height: 18px;
  background: #1A3965;
  border-radius: 50%;
  position: absolute;
  top: 3px;
  left: 4px;
  transition: left .2s, background .18s;
}
.cookie-toggle.active {
  background: #C9AC6D;
}
.cookie-toggle.active:before {
  left: 18px;
  background: #1A3965;
}
.cookie-category.disabled {
  opacity: .62;
  pointer-events: none;
}
.cookie-modal .close-modal {
  position: absolute;
  right: 20px;
  top: 18px;
  background: none;
  border: none;
  color: #999;
  font-size: 1.3rem;
  cursor: pointer;
}

/***** Responsive Layouts *****/
@media (max-width: 1080px) {
  .container {
    max-width: 970px;
    padding: 0 11px;
  }
}
@media (max-width: 900px) {
  header nav {
    display: none;
  }
  header .mobile-menu-toggle {
    display: block;
  }
  footer nav {
    gap: 13px;
    flex-wrap: wrap;
  }
}

@media (max-width: 768px) {
  html {
    font-size: 15px;
  }
  .container {
    max-width: 99vw;
    padding: 0 3vw;
  }
  header .container {
    min-height: 56px;
    padding: 0 3vw;
  }
  h1 {
    font-size: 1.6rem;
  }
  h2 {
    font-size: 1.22rem;
  }
  .footer .container {
    padding: 0 2vw;
  }
  .cookie-modal {
    padding: 16px 8px 12px 12px;
  }
}

@media (max-width: 600px) {
  html {
    font-size: 14px;
  }
  h1 {
    font-size: 1.15rem;
  }
  h2 {
    font-size: 1.05rem;
  }
  h3 {
    font-size: 1rem;
  }
}

/***** Utility & Animation *****/
.fade-in {
  animation: fadeIn .28s ease-out both;
}
@keyframes fadeIn {
  from { opacity: 0; }
  to { opacity: 1; }
}
.show {
  display: block !important;
}
.hide {
  display: none !important;
}

/***** Miscellaneous *****/
::-webkit-scrollbar { width: 8px; background: #F6F7F9; }
::-webkit-scrollbar-thumb { background: #e5eaf1; border-radius: 4px; }


/* ----- End of CSS ----- */